[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kotech.cz\/mladi-pryc-a-do-duchodu-daleko\/#Article","mainEntityOfPage":"https:\/\/www.kotech.cz\/mladi-pryc-a-do-duchodu-daleko\/","headline":"Ml\u00e1d\u00ed pry\u010d a do d\u016fchodu daleko","name":"Ml\u00e1d\u00ed pry\u010d a do d\u016fchodu daleko","description":"A\u010d se v\u00e1m to mo\u017en\u00e1 zd\u00e1 moc, b\u011b\u017en\u00fd \u010dlov\u011bk do\u017e\u00edvaj\u00edc\u00ed se pr\u016fm\u011brn\u00e9ho v\u011bku by m\u011bl v penzi pro\u017e\u00edt ze sv\u00e9ho \u017eivota jednu \u010dtvrtinu. Dal\u0161\u00ed d\u00edl str\u00e1v\u00ed d\u011btstv\u00edm nebo v pozici studenta. A zbytek pak v\u011bnuje pr\u00e1ci, rodin\u011b, spo\u0159en\u00ed a utr\u00e1cen\u00ed, budov\u00e1n\u00ed domova a kari\u00e9ry, spl\u00e1cen\u00edm hypot\u00e9ky, vydr\u017eov\u00e1n\u00edm d\u011bt\u00ed na studi\u00edch","datePublished":"2018-09-22","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.kotech.cz\/author\/#Person","name":"","url":"https:\/\/www.kotech.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/82449f5dd313bdc88befc1a2d3138ce45c5e7d5eeee84221e3cf7fbc184b80d3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/82449f5dd313bdc88befc1a2d3138ce45c5e7d5eeee84221e3cf7fbc184b80d3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kotech.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kotech.cz\/wp-content\/uploads\/img_a324957_w2263_t1536915154.jpg","url":"https:\/\/www.kotech.cz\/wp-content\/uploads\/img_a324957_w2263_t1536915154.jpg","height":0,"width":0},"url":"https:\/\/www.kotech.cz\/mladi-pryc-a-do-duchodu-daleko\/","about":["Finance"],"wordCount":470,"articleBody":"A\u010d se v\u00e1m to mo\u017en\u00e1 zd\u00e1 moc, b\u011b\u017en\u00fd \u010dlov\u011bk do\u017e\u00edvaj\u00edc\u00ed se pr\u016fm\u011brn\u00e9ho v\u011bku by m\u011bl v penzi pro\u017e\u00edt ze sv\u00e9ho \u017eivota jednu \u010dtvrtinu. Dal\u0161\u00ed d\u00edl str\u00e1v\u00ed d\u011btstv\u00edm nebo v pozici studenta. A zbytek pak v\u011bnuje pr\u00e1ci, rodin\u011b, spo\u0159en\u00ed a utr\u00e1cen\u00ed, budov\u00e1n\u00ed domova a kari\u00e9ry, spl\u00e1cen\u00edm hypot\u00e9ky, vydr\u017eov\u00e1n\u00edm d\u011bt\u00ed na studi\u00edch a tak\u00e9 realizov\u00e1n\u00edm sv\u00fdch vlastn\u00edch p\u0159\u00e1n\u00ed a tu\u017eeb. Prost\u011b se sna\u017e\u00ed ze v\u0161ech sv\u00fdch sil \u017e\u00edt spokojen\u011b, \u0161\u0165astn\u011b a plnohodnotn\u011b, n\u011bkam se pod\u00edvat a tak\u00e9 str\u00e1vit voln\u00e9 chv\u00edle ve spole\u010dnosti sv\u00fdch bl\u00edzk\u00fdch a\u010d u\u017e z \u0159ad rodinn\u00fdch p\u0159\u00edslu\u0161n\u00edk\u016f nebo kamar\u00e1d\u016f \u010di zn\u00e1m\u00fdch. P\u0159i tom v\u0161em shonu by ale bylo dobr\u00e9 zamyslet se i nad t\u00edm, jak chcete st\u00e1\u0159\u00ed a zaslou\u017een\u00fd odpo\u010dinek str\u00e1vit. Pokud to zdrav\u00ed dovol\u00ed, ur\u010dit\u011b aktivn\u011b, v\u017edy\u0165 p\u0159ece i podzim \u017eivota m\u016f\u017ee b\u00fdt kr\u00e1sn\u00fd. Aby bylo mo\u017en\u00e9 zrealizovat si i v pozd\u011bj\u0161\u00edm v\u011bku, tedy v d\u016fchodu, sv\u00e1 p\u0159\u00e1n\u00ed a touhy, jsou tu r\u016fzn\u00e9 mo\u017enosti a varianty, jak si finan\u010dn\u011b tzv. na star\u00e1 kolena p\u0159ilep\u0161it. Proto jsou zde penzijn\u00ed spole\u010dnosti, kde si mohou i lid\u00e9 kolem t\u0159ic\u00e1t\u00e9ho roku v\u011bku spo\u0159it pravideln\u011b m\u011bs\u00ed\u010dn\u011b alespo\u0148 malou \u010d\u00e1stku, kter\u00e1 finan\u010dn\u00ed rozpo\u010det rozhodn\u011b nijak v\u00fdrazn\u011b nezat\u00ed\u017e\u00ed. V pr\u016fm\u011bru si ob\u010dan odkl\u00e1d\u00e1 m\u011bs\u00ed\u010dn\u011b stranou necel\u00fdch \u010dty\u0159i sta korun \u010desk\u00fdch. Pokud zapo\u010dteme i \u00farok, o kter\u00fd se ka\u017edoro\u010dn\u011b bude naspo\u0159en\u00e1 \u010d\u00e1stka navy\u0161ovat, p\u0159i odchodu do penze tak m\u016f\u017eete disponovat \u010d\u00e1stkou kolem \u010dty\u0159i sta tis\u00edc korun \u010desk\u00fdch. Spo\u0159en\u00e1 \u010d\u00e1stka se samoz\u0159ejm\u011b odv\u00edj\u00ed od aktu\u00e1ln\u00edch mo\u017enost\u00ed a dan\u00e9m re\u00e1ln\u00e9m p\u0159\u00edjmu. H\u016f\u0159e jsou na tom lid\u00e9 s n\u00edzk\u00fdm platem. Spo\u0159en\u00ed do penze n\u00e1m tak\u00e9 komplikuj\u00ed neust\u00e1le se zvy\u0161uj\u00edc\u00ed n\u00e1klady spojen\u00e9 s chodem dom\u00e1cnosti, s v\u00fdchovou a studiem d\u011bt\u00ed. Ide\u00e1ln\u00ed \u010d\u00e1stkou, kterou by m\u011bl \u010derstv\u00fd penzista pob\u00edrat, je ta, kter\u00e1 by se p\u0159ibl\u00ed\u017eila alespo\u0148 osmdes\u00e1ti procent\u016fm z \u010d\u00e1stky p\u0159edstavuj\u00edc\u00ed n\u00e1klady na \u017eivobyt\u00ed. Pokud vyu\u017eijete slu\u017eeb penzijn\u00edho p\u0159ipoji\u0161t\u011bn\u00ed, nav\u00edc m\u00e1te mo\u017enost z\u00edskat od st\u00e1tu docela slu\u0161n\u00fd p\u0159\u00edsp\u011bvek. Nav\u00edc naspo\u0159enou \u010d\u00e1stku m\u016f\u017eete \u010derpat jednor\u00e1zov\u011b nebo v pravideln\u011b vypl\u00e1cen\u00fdch rent\u00e1ch.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ml\u00e1d\u00ed pry\u010d a do d\u016fchodu daleko","item":"https:\/\/www.kotech.cz\/mladi-pryc-a-do-duchodu-daleko\/#breadcrumbitem"}]}]