[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kotech.cz\/nemusite-mit-ekonomicke-vzdelani-abyste-financim-porozumeli\/#Article","mainEntityOfPage":"https:\/\/www.kotech.cz\/nemusite-mit-ekonomicke-vzdelani-abyste-financim-porozumeli\/","headline":"Nemus\u00edte m\u00edt ekonomick\u00e9 vzd\u011bl\u00e1n\u00ed, abyste financ\u00edm porozum\u011bli","name":"Nemus\u00edte m\u00edt ekonomick\u00e9 vzd\u011bl\u00e1n\u00ed, abyste financ\u00edm porozum\u011bli","description":"Kdy\u017e zaslechnete zpr\u00e1vy v\u00a0televizi o financ\u00edch v\u00a0rozmanit\u00fdch situac\u00edch, vyp\u00edn\u00e1te mozek, proto\u017ee si mysl\u00edte, \u017ee v\u00a0\u017eivot\u011b nem\u016f\u017eete sv\u011bt financ\u00ed pochopit. Ale i Vy si, jako naprost\u00fd laik, m\u016f\u017eete s\u00a0klidem poslechnout, co to ten st\u00e1t s\u00a0financemi prov\u00e1d\u00ed. Zn\u00e1te p\u016fvod slova finance? Kde se v\u016fbec vzalo to slovo finance? V\u011b\u0159te, nebo ne, byli","datePublished":"2025-03-02","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.kotech.cz\/author\/#Person","name":"","url":"https:\/\/www.kotech.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/82449f5dd313bdc88befc1a2d3138ce45c5e7d5eeee84221e3cf7fbc184b80d3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/82449f5dd313bdc88befc1a2d3138ce45c5e7d5eeee84221e3cf7fbc184b80d3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kotech.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kotech.cz\/wp-content\/uploads\/img_a321719_w1965_t1532938271.jpg","url":"https:\/\/www.kotech.cz\/wp-content\/uploads\/img_a321719_w1965_t1532938271.jpg","height":0,"width":0},"url":"https:\/\/www.kotech.cz\/nemusite-mit-ekonomicke-vzdelani-abyste-financim-porozumeli\/","wordCount":443,"articleBody":"Kdy\u017e zaslechnete zpr\u00e1vy v\u00a0televizi o financ\u00edch v\u00a0rozmanit\u00fdch situac\u00edch, vyp\u00edn\u00e1te mozek, proto\u017ee si mysl\u00edte, \u017ee v\u00a0\u017eivot\u011b nem\u016f\u017eete sv\u011bt financ\u00ed pochopit. Ale i Vy si, jako naprost\u00fd laik, m\u016f\u017eete s\u00a0klidem poslechnout, co to ten st\u00e1t s\u00a0financemi prov\u00e1d\u00ed.\tZn\u00e1te p\u016fvod slova finance?\tKde se v\u016fbec vzalo to slovo finance? V\u011b\u0159te, nebo ne, byli to Francouzi, kte\u0159\u00ed t\u00edmto slovem ozna\u010dovali splacen\u00ed dluhu. Teprve p\u0159ed zhruba dv\u011bma sty lety se o financ\u00edch hovo\u0159\u00ed, jako o zach\u00e1zen\u00ed s\u00a0pen\u011bzi. Sv\u016fj p\u016fvodn\u00ed v\u00fdznam se zm\u011bnil. \tEkonomov\u00e9 nemluv\u00ed ciz\u00ed \u0159e\u010d\u00ed.\tKdy\u017e ekonomov\u00e9 za\u010dnou mluvit o financ\u00edch, pomalu nikdo jim nerozum\u00ed. Respektive jim nerozum\u00ed oby\u010dejn\u00fd \u010dlov\u011bk, kter\u00fd m\u00e1 odli\u0161nou profesi. Vezm\u011bte si jen dva term\u00edny z\u00a0cel\u00e9 \u0161k\u00e1ly.\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Pen\u011b\u017en\u00ed fondy.\tKolikr\u00e1t sly\u0161\u00edte o pen\u011b\u017en\u00edch fondech, a p\u0159itom si mysl\u00edte, \u017ee jde o finan\u010dn\u00ed transakce na zcela odli\u0161n\u00e9 \u00farovni, kter\u00e1 se V\u00e1s net\u00fdk\u00e1, vi\u010fte? Ale ned\u00e1te si do spojitosti to, \u017ee nap\u0159. soukrom\u00fd pen\u011b\u017en\u00ed fond je vlastn\u011b Va\u0161e dom\u00e1cnost. A na tom snad n\u011bco k\u00a0neporozum\u011bn\u00ed je? Nen\u00ed. Ov\u0161em, pokud chcete sv\u00e9 finance investovat, potom vyhledejte profesion\u00e1la, kter\u00fd V\u00e1m doporu\u010d\u00ed takov\u00fd pen\u011b\u017en\u00ed fond, kter\u00fd nebude pro Va\u0161e finance vysoce rizikov\u00fd. Proto\u017ee ka\u017ed\u00e1 investice s\u00a0sebou n\u011bjak\u00e9 riziko v\u017edycky nese. I kdy\u017e si t\u0159eba kupujete boty. Budete muset zrovna tento p\u00e1r reklamovat pro skrytou vadu?\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Ve\u0159ejn\u00e9, podnikov\u00e9 a osobn\u00ed finance.\tStejn\u011b tak sl\u00fdch\u00e1v\u00e1te o ve\u0159ejn\u00fdch, podnikov\u00fdch, ale i osobn\u00edch financ\u00edch. Op\u011bt si m\u016f\u017eete selsk\u00fdm rozumem spojit jedno jedin\u00e9. Osobn\u00ed finance je vlastn\u011b rozpo\u010det dom\u00e1cnosti. A ty ostatn\u00ed term\u00edny vyjad\u0159uj\u00ed rozpo\u010dty jednotliv\u00fdch subjekt\u016f, jako je podnik, nebo kraj. Je tam jedin\u00fd rozd\u00edl. Dom\u00e1cnost nedisponuje financemi na \u00farovni kraje. Ale hospoda\u0159en\u00ed s\u00a0financemi funguje na \u00fapln\u011b stejn\u00e9m principu, a\u0165 je to Va\u0161e dom\u00e1cnost, nebo ta krajsk\u00e1.\t\tV\u00edte, odborn\u00e9 term\u00edny a ciz\u00ed slova, kter\u00e1 se objevuj\u00ed a hojn\u011b pou\u017e\u00edvaj\u00ed p\u0159i ka\u017ed\u00e9m projevu ekonom\u016f, V\u00e1m nemus\u00ed nic \u0159\u00edct. Co\u017e je pochopiteln\u00e9. Ale po\u0159\u00e1d je to jen o financ\u00edch a jejich upot\u0159eben\u00ed. Pokud chcete porozum\u011bt alespo\u0148 z\u00e1kladn\u00edm z\u00e1konitostem v\u00a0oblasti financ\u00ed, p\u0159eve\u010fte si to v\u017edycky na svou vlastn\u00ed dom\u00e1cnost. Hned bude v\u0161e srozumiteln\u011bj\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nemus\u00edte m\u00edt ekonomick\u00e9 vzd\u011bl\u00e1n\u00ed, abyste financ\u00edm porozum\u011bli","item":"https:\/\/www.kotech.cz\/nemusite-mit-ekonomicke-vzdelani-abyste-financim-porozumeli\/#breadcrumbitem"}]}]